Fertility Cost & Financing Options

Fertility Cost and Financing

To help you afford the cost of IVF and fertility treatment, our goal is to provide our patients with multiple options for fertility treatment financing to make it possible for you to have the family of your dreams. RSC offers options for self-pay financing.


CapexMD patient financing

Via our partnership with fertility financing specialists CapexMD, we are pleased to offer our patients the most comprehensive financing options available, with customized loan programs to meet their individual needs and help ease the financial stress of treatment.

CapexMD specializes in providing patient financing services for all fertility treatment options. With their easy loan process and competitive rates, CapexMD ensures the financial aspects of treatment are not an obstacle to achieving your dream of a family. CapexMD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable, including financing for fertility medications and other specialized treatment options, if necessary. Each loan program is designed to fit your individual circumstances and once approved, their fertility loan specialists will work closely with Reproductive Science Center of the Bay Area to ensure your funds are secured prior to the commencement of your treatment.

Apply online and receive  pre-approval within 24 hours. Click here or call (888) 497-8414 to learn more about fertility financing.

IVF military discount

In honor of American servicemen and servicewomen, the Reproductive Science Center of the San Francisco Bay Area, (RSC), is offering a 10 percent IVF cycle discount to all active duty military personnel and their families.

Now thru March 31, 2016 RSCBA is participating in the ASRM military discount program, IVF4VETS. Please click here for more details.

graphic-financial-assistanceDesignRx first steps program

Self pay patients who need help paying for their medications can consider the DesignRx First Steps program.






The Tinina Q. Cade Foundation (Cade Foundation)

The Tinina Q. Cade Foundation is a non-profit organization whose mission is to promote awareness of infertility and serve the needs of couples struggling with infertility by providing educational resources and financial assistance for helping them grow their families. The foundation prides itself on three main goals:

1. To serve the community by providing education on infertility and related issues working alone as well as in partnership with other organizations

2. To provide financial assistance for families struggling with infertility who are either pursuing treatment or domestic adoption through grants

3. To raise funds that will be used to provide grants for families pursuing fertility treatment or domestic adoption.

Each year the foundation provides selected infertile families up to $10,000 to assist with the costs associated with infertility treatment or domestic adoption.

Applying For The 2015 Family Building Grant:

The Tinina Q. Cade Foundation’s Family BuildingTM Grant provides up to $10,000 per funded family to help with costs of domestic adoption and medical fertility treatment. The only restrictions for applying are:
1. You must have a diagnosis of infertility from your doctor
2. You must be a legal permanent US resident
There are no age limitations or other restrictions currently. The grant is offered twice per year, and the number of applications funded as well as the amount of funding depends on the success of the Cade Foundation’s fundraising activities (i.e. the more they raise, the more they can give away). To date, 31 families have been funded.

Learn more and apply for the Family Building Grant.


Insurance Counseling for Infertility Patients

In an effort to provide the highest level of comprehensive care and service, our financial team is available to explain the costs of treatment and the extent of insurance coverage prior to a treatment cycle with our free insurance and financial counseling service.

Understanding Insurance Benefits

We know that understanding insurance benefits or obtaining the necessary referrals or pre-authorizations to begin treatment can be very confusing. It is important to have a good handle on the pre-treatment processes that are required by your insurance plan.

Online Bill Pay

For your convenience, you can also pay online using our secure “Online Bill Pay