We recognize how important financial considerations are to our patients. In an effort to provide the highest level of comprehensive care and service, our financial team is available to explain the costs of treatment and the extent of insurance coverage prior to a treatment cycle. They are experts in both healthcare and insurance issues, especially those related to infertility, and provide excellent financial counseling services to our patients.
This expertise allows them to serve as advocates for our patients, knowing who to contact and what questions to ask to uncover infertility benefits. As an added service, we offer a predetermination of benefits program to identify each patient’s insurance coverage for infertility treatment as well as pharmaceutical benefits. We will also file claims with your insurer as well as accept assignment of benefit payments, thereby reducing your out-of-pocket costs. It is important to know that although many plans offer some benefits for insemination services (IUI), only a few California insurance plans provide full coverage for in vitro fertilization, however many plans provide limited coverage for IVF treatment.
Reproductive Science Center is contracted with the following insurance plans:
- Blue Cross
- Blue Shield
- Hills Physicians Medical Group
- John Muir Health
- Sutter Medical
- Sutter East Bay
NOTE: Benefits vary based on your individual group plan. Participation with one of our contracted plans does not guarantee covered benefits. Benefits pre-determinations and financial estimates are not guarantees of coverage. Contact your insurance plan directly for detailed benefit information.
Financial counseling for alternative infertility treatment options
Patients without insurance benefits for fertility treatment may explore alternative financial options, including:
- Giving Hope Program, discounts for couples in need.
- Military Discount.
- CapexMD fertility financing (treatment, medications, outside fees).