Insurance Plans & Financial Counseling for Infertility Patients

We recognize how important financial considerations are to our patients. In an effort to provide the highest level of comprehensive care and service, our financial team is available to explain the costs of treatment and the extent of insurance coverage prior to a treatment cycle. They are experts in both healthcare and insurance issues, especially those related to infertility, and provide excellent financial counseling services to our patients.

This expertise allows them to serve as advocates for our patients, knowing who to contact and what questions to ask to uncover infertility benefits. As an added service, we offer a predetermination of benefits program to identify each patient’s insurance coverage for infertility treatment as well as pharmaceutical benefits. We will also file claims with your insurer as well as accept assignment of benefit payments, thereby reducing your out-of-pocket costs. It is important to know that although many plans offer some benefits for insemination services (IUI), only a few California insurance plans provide full coverage for in vitro fertilization, however many plans provide limited coverage for IVF treatment.

PPO/HMO participation

Reproductive Science Center is contracted with the following insurance plans:

  • Blue Cross
  • Blue Shield
  • Cigna
  • Hills Physicians Medical Group
  • John Muir Health
  • Progyny
  • Sutter Medical
  • Sutter East Bay
  • Tricare
  • TriWest
  • UHC
  • UMR.


NOTE: Benefits vary based on your individual group plan. Participation with one of our contracted plans does not guarantee covered benefits. Benefits pre-determinations and financial estimates are not guarantees of coverage. Contact your insurance plan directly for detailed benefit information.

Financial counseling for alternative infertility treatment options

Patients without insurance benefits for fertility treatment may explore alternative financial options, including:

Mother kissing little baby at home

Breaking Barriers, Building Families

Since 1983, we have pioneered fertility treatment for every kind of family. We want to help you achieve your dream of having a baby.

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